Simple Tax & Loans, LLC Effective date: October 31, 2026 Simple Tax & Loans, LLC ("Simple Tax & Loans," "we," "us," or "our") respects your privacy. This Privacy Policy explains what information we collect through our website, simpletaxandloans.com (the "Site"), and through our tax preparation, booking, and training services, and how we use and protect it. Information We Collect Information you give us. We collect information you provide directly, including: - Your name and email address when you request our free tax guide or contact us through the Site. - Your name, contact details, and scheduling information when you book an appointment. - Your name, contact details, and registration information when you enroll in tax preparer training. Payments for training are processed by PayPal; we do not receive or store your full payment card number. - Tax and financial documents and information you provide to us for tax preparation services. This information is handled under the confidentiality and consent rules that apply to tax return preparers, including Internal Revenue Code Section 7216. Information collected automatically. Like most websites, the Site and our service providers may collect basic technical information such as your IP address, browser type, and pages visited, through cookies and similar technologies, to operate and improve the Site. How We Use Your Information We use your information to: - Deliver the free guide and other materials you request. - Schedule and manage appointments and provide tax preparation services. - Register you for training, administer the course, and communicate with you about it. - Respond to your questions and send service-related messages. - Meet our legal, regulatory, and record-keeping obligations. - Improve our Site and services. We do not sell your personal information. How We Share Information We share information only as needed to run our business and serve you: - Service providers. We use trusted providers to operate the Site and our services, including Onepage (website hosting), Zoho (email, calendars, and appointment booking), Jotform (registration forms), and PayPal (payment processing). These providers receive only the information needed to perform their services. - Tax authorities. When you engage us to prepare a return, your return is filed with the IRS and state authorities as you authorize. - Legal requirements. We may disclose information if required by law, subpoena, or court order, or to protect our rights and the safety of others. - With your consent. We will not use or disclose your tax return information for any other purpose without your written consent, as federal law requires. Data Security We maintain administrative, technical, and physical safeguards designed to protect your information, consistent with IRS guidance for tax professionals (including Publication 4557). No system is completely secure, but we work to protect your information against unauthorized access, use, or disclosure. Data Retention We keep personal and tax records for as long as needed to provide our services and to satisfy IRS and state record-retention requirements, after which records are securely disposed of. Your Choices - You may unsubscribe from marketing emails at any time using the link in the email or by contacting us. - You may contact us to request access to, correction of, or deletion of your personal information, subject to records we are legally required to keep. - You can control cookies through your browser settings. Children's Privacy The Site and our services are intended for adults. We do not knowingly collect personal information from children under 13 through this Site. Changes to This Policy We may update this Privacy Policy from time to time. The current version will always be posted on this page with its effective date. Contact Us Simple Tax & Loans, LLC Email: info@simpletaxandloans.com Phone: 214.935.9253