Terms and conditions

Last updated: [November 2023}

Thank you for using Simple Tax and Loans ("we," "us," or "our"). These Terms and Conditions outline the rules and regulations for the use of our website and mobile application (collectively referred to as "Services"). By accessing or using our Services, you agree to comply with and be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use our Services.

1. Services

• 1.1 Non-Lending Institution: Simple Tax and Loans is not a lending institution, and our Services do not involve providing loans or financial services in the state of Texas or any contingent states. Our platform is designed to offer non-financial services related to tax assistance and related information.

2. User Responsibilities

• 2.1 Age Requirement: To use our Services, you must be at least 18 years old or have the consent of a legal guardian.
• 2.2 Accurate Information: You agree to provide accurate and complete information when using our Services. Misrepresentation of information is strictly prohibited.
• 2.3 Compliance with Laws: You agree to comply with all applicable laws and regulations while using our Services.

3. Intellectual Property

1. 3.1 Ownership: All content, logos, and materials on our Services are the property of Simple Tax and Loans and are protected by intellectual property laws. You may not use, reproduce, or distribute our content without our written permission.

4. Privacy

Please refer to our Privacy Policy for information on how we collect, use, and protect your personal information.

5. Disclaimer of Warranties

• 5.1 No Financial Services: We make no representations or warranties regarding the availability, accuracy, or completeness of any information on our Services. Simple Tax and Loans expressly disclaims any responsibility for any financial transactions or services.

6. Limitation of Liability

• 6.1 Non-Liability for Financial Services: Simple Tax and Loans shall not be liable for any damages or losses resulting from the use or inability to use our Services, including any non-financial advice or information provided.

7. Termination

We reserve the right to terminate or suspend your account and access to our Services at our sole discretion, without prior notice.

8. Governing Law

These Terms and Conditions are governed by and construed by the laws of the state of Texas.

9. Changes to Terms and Conditions

We reserve the right to modify or replace these Terms and Conditions any time. Any changes will be effective immediately upon posting on our website or app.

If you have any questions or concerns about these Terms and Conditions, please get in touch with us at [contact@simpletaxandloans.com].